Personal finance, on-device
Tally tracks your spending, subscriptions, debt, and goals — and narrates it all with on-device AI. No accounts. No cloud. No one else ever sees your numbers.
What it does
No bank connections to authorize, no data broker in the middle — just you and your numbers.
Log transactions by hand, split them across categories, search and filter your history, and see exactly what's flexible spending versus fixed.
Every recurring charge in one place — grouped by monthly or annual billing, with renewal reminders and price-change history.
Compare avalanche vs. snowball strategies, run "what if I paid extra" scenarios, and watch your projected debt-free date move.
One month view of every bill, debt payment, income deposit, and goal deadline — with quick-log actions right from the day.
Save toward something specific, linked to a real account balance or tracked manually, with an honest on-track/behind read.
Built for the bigger screen
Not a phone app stretched to fill the width. The tabs become a sidebar, lists sit beside the thing they open, and the layout is drawn for the screen it is on.
Recurring and Debt show the list and the selected item together, so you can move between subscriptions or loans without losing your place.
Open Tally twice and put your spending next to your debt, or either one beside another app. Both windows show the same numbers.
Net worth and what is due next, in large sizes made for an iPad Home Screen rather than a phone's.
Tally Pro
Everything above is free and unlimited. Tally Pro is a single, optional unlock for the parts that lean on Apple Intelligence — bought once, yours for good, and shared with your family.
Apple Intelligence turns your numbers into a plain-language read on where you stand — every figure computed by the app first, never guessed by the model.
Put questions to your own ledger — "what are my active subscriptions?", "what if I paid $200 more toward the car loan?" — answered from your real data, on your device.
A single picture of how one month's income splits across your categories, and how much never gets spent at all.
Net worth with a trend line, and what's due next — on your Home Screen or Lock Screen, with amounts hidden if you'd rather they weren't visible.
The AI features need an Apple Intelligence-capable device with Apple Intelligence switched on. If yours can't run it, Tally says so before you buy — and the expense flow diagram and widgets still work. Nothing you enter leaves your device for any of this; see the Privacy Policy.
No accounts. No analytics. No third-party SDKs. No network calls of Tally's own — only the App Store, and only if you buy Tally Pro. Your data lives in a local, encrypted database on your device, and it stays there unless you choose to export it yourself.
Free and unlimited, with Tally Pro as one optional purchase. Your numbers never leave your device.
More apps
Frame-by-frame video for coaches: step through every frame of the clip you just shot, measure angles and airtime, compare two attempts, talk it through, and send it back slowed down.
iPhone & iPad · iOS 26 · Free on the App Store
Five tools for photographs shot more than once: stack the focus, average the noise away, clear the crowd out of a square, build star trails, or keep the sharpest frame of a burst.
iPhone & iPad · iOS 27 · Free on the App Store